IBAM EP74: The Three Fish Model: The Most Biblically Sound Path to Ending Poverty

“Business is more than income.

It’s a discipleship engine.”

Steve Adams | IBAM

The Three Fish Model: The Most Biblically Sound Path to Ending Poverty

Most Christians give because they care. They care about the Gospel, about justice, about people rising out of hardship, about families thriving with dignity.

But if you’ve ever given to a cause and quietly wondered:

  • “Did anything actually change?”

  • “Why does it feel like we have to keep giving to the same needs every year?”

  • “Is my generosity really producing Kingdom fruit?”

…then you’re not alone.

In fact, faith-driven donors across the world are expressing something researchers now call impact anxiety—a growing fear that their giving isn’t creating lasting transformation.
This is especially true among strategic, business-minded believers who value stewardship, sustainability, and long-term impact.

But what if the problem isn’t your generosity…
What if the problem is the model?

Today, we’re going to explore one of the most biblically grounded, economically proven, and spiritually multiplying systems for Kingdom impact in the world:

IBAM’s Three Fish Model

It’s simple.
It’s biblical.
It’s sustainable.
And it’s changing communities—from Zambia to Kazakhstan, Indonesia to Uganda.

Let’s dive in.



Why Traditional Charity Falls Short

Traditional charity is built on compassion—and compassion is holy.
But compassion alone doesn’t create transformation.

Most models unintentionally create:

❌ Temporary relief instead of lasting change

A meal lasts for a day.
A one-time donation lasts for a moment.

❌ Dependency instead of dignity

When people must continually return to donors, they never gain stability.

❌ Recipients instead of disciples

When we meet physical needs but neglect spiritual development, fruit cannot multiply.

Many donors feel this internally but struggle to articulate it. The result?

“I give because I care… but I’m not sure anything really changed.”
—Common donor pain point found in global research

At the same time, believers want giving that aligns with Scripture:

  • Stewardship

  • Multiplication

  • Discipleship

  • Generational transformation

Relief is important.
But relief alone isn’t enough.

That’s why IBAM was created—not to provide relief, but to launch self-sustaining, disciple-making entrepreneurs.

Meet the Faith-Driven Impact Partner (You)

IBAM’s core audience is not a passive donor.
They’re what the IBAM Brand Guide calls:

“The Faith-Driven Impact Partner.”

They are:

  • Business-minded Christians

  • Ages 35–65

  • Deeply committed to stewardship

  • Skeptical of wasteful charity

  • Passionate about measurable impact

  • Hungry for spiritual ROI

  • Ready to invest in something eternal

Sound familiar?

You’re not just giving to feel good.
You’re giving to multiply.

And multiplication is exactly what the Three Fish Model was designed to accomplish.

The Three Fish Model: A Biblical Blueprint for Multiplying Impact

IBAM’s Three Fish Model isn’t a clever slogan.
It’s theologically rooted, economically proven, and spiritually powerful.

Here’s how it works:

1. Give a Fish — Provide the Startup Seed

In Scripture, Jesus fed the 5,000.
He met immediate needs.
He showed compassion and He created a moment of faith.

Likewise, IBAM begins by providing small startup loans—usually $500–$1,000—to believers who want to launch or grow a business.

This isn’t charity.
It’s capital.
It’s dignity.
It’s the seed that gets someone started.

When an entrepreneur has access to startup resources, everything changes:

  • They create income.

  • They provide for their family.

  • They stabilize their household.

  • They build confidence.

  • They gain influence in their community.

But this first step is just the beginning.

Because money without wisdom evaporates.

This leads to step two.

2. Teach to Fish — Biblical Entrepreneurship Training

“Teach a man to fish, and you feed him for a lifetime.”

IBAM provides one of the most robust, biblically grounded entrepreneurship training systems available.
Entrepreneurs learn:

  • How to budget

  • How to price products

  • How to market wisely

  • How to lead with integrity

  • How to disciple their employees

  • How to integrate faith into daily operations

This training becomes a turning point for most participants.

Patience, an IBAM entrepreneur in Zambia, said:

“IBAM has helped my business grow. I’m more determined, I can budget, and I learned ways to market my business.”
—Patience Chiesu

Mapheso added:

“I’ve become more disciplined and accountable… and I now share my faith effectively.”
—Mapheso Shillai

This training doesn’t just create business owners.
It creates leaders.

But still—the most important part is yet to come.

3. Equip to Disciple — The Secret Multiplier

This is where the magic happens.

The greatest impact IBAM creates is not economic.
It’s spiritual.

IBAM trains entrepreneurs not only to run businesses, but to:

  • disciple their employees

  • pray with customers

  • mentor youth

  • strengthen their churches

  • create jobs rooted in Christian values

  • use business as a platform for evangelism

This is the multiplication engine.

This is how business becomes mission.
This is how communities transform from the inside out.
This is how disciples make disciples.

Elijah, an IBAM entrepreneur, put it this way:

“Our chicken business can impact society and spread the Gospel.”
—Elijah Aveza

This is more than economic growth.
This is Kingdom growth.


Real Lives Transformed by the Three Fish Model

Aziza — Central Asia

Aziza started with a small idea—flower arrangements in decorative boxes.
With IBAM’s training and support, she expanded to:

  • 5 branches across Central Asia

  • employing young missionaries

  • supporting 8 church plants

  • creating a sustainable income flow

  • discipling her employees daily

She said:

“IBAM helped me turn my mind toward the Bible, not just business.”
—Aziza interview

Suryan — Indonesia

Suryan expected a loan.
He received a calling.

He now uses his business to:

  • employ struggling students

  • pray with his team

  • share Scripture with customers

  • create a discipleship culture in his shop

His business has become a ministry hub.

The Chicken Business — Zambia

A simple poultry business is now:

  • funding children’s ministry

  • creating jobs

  • strengthening churches

  • multiplying disciples

As Elijah said:

“IBAM’s empowerment could transform Africa.”
—Elijah Aveza

These stories are not exceptions.
They are the pattern.

Because when people are trained, empowered, and discipled…
they become multipliers.


The Ripple Effect: How One Entrepreneur Changes a Community

When one believer becomes an IBAM entrepreneur, the ripple effects are dramatic:

📍 Level 1 — The Family

Food security improves.
Kids go to school.
Housing stabilizes.

📍 Level 2 — Employees

Jobs are created.
Extended families benefit.
Workplaces become discipleship arenas.

📍 Level 3 — The Church

Tithes increase.
Ministries grow.
Local missions expand.

📍 Level 4 — The Village

Crime decreases.
Hope rises.
Economic stability increases.

📍 Level 5 — The Next Generation

Young people see a future.
Discipleship becomes cultural.
Faith becomes visible.

And all of it begins with something as small as:

$10/month.

Why Donors Trust IBAM

Faith-driven donors want transparency and results — not vague emotional stories.

IBAM provides:

📊 Transparent reporting

Monthly updates to show how your $10 is working.

🧮 Real impact metrics

Entrepreneurs funded.
Jobs created.
Disciples made.

🕊 Biblical alignment

Faith is integrated into every part of the model.

👥 Real testimonies

Straight from the entrepreneurs themselves.

IBAM doesn’t just show you the fruit.
It shows you the root system.


The Belief Shift: From Giving to Multiplying

The biggest transformation isn’t external — it’s internal.

Old Belief:

“Small donations don’t matter.”

New Belief:

“My $10 becomes business, training, and discipleship.”

Old Belief:

“Business isn’t spiritual.”

New Belief:

“Business is how we disciple nations.”

Old Belief:

“Charity is the only way to help.”

New Belief:

“Sustainable enterprise breaks poverty and spreads the Gospel.”

This Is the Smartest Way to Give

If you're a steward…

If you love sustainability…
If you care about real, lasting Kingdom transformation…

Then IBAM’s Three Fish Model is the most strategic giving you can do.

Because it doesn’t just fund relief.
It funds multiplication.

How You Can Multiply Lives Today

The biggest transformation isn’t external — it’s internal.

Old Belief:

“Small donations don’t matter.”

New Belief:

“My $10 becomes business, training, and discipleship.”

Old Belief:

“Business isn’t spiritual.”

New Belief:

“Business is how we disciple nations.”

Old Belief:

“Charity is the only way to help.”

New Belief:

“Sustainable enterprise breaks poverty and spreads the Gospel.”

How You Can Multiply Lives Today

1. Become an Impact Member — Only $10/Month

Your gift helps fund:

  • business training

  • startup loans

  • discipleship equipping

  • community transformation

This is the easiest way to begin multiplying impact.

👉 Join today at www.IBAM.org

2. Become a Kingdom Builder

For believers ready to:

  • fund entire businesses

  • sponsor training cohorts

  • expand IBAM to new nations

  • multiply disciples at scale

This is giving that multiplies for generations.

Final Word: You’re Not Just Giving. You’re Planting.

Charity meets needs for a day.
Multiplication changes nations.

When you give through IBAM, you’re planting seeds that grow into:

  • jobs

  • disciples

  • churches

  • movements

  • transformed communities

This is how we build the Kingdom — one entrepreneur at a time.

👉 Become an Impact Member or Kingdom Builder at IBAM.org

Become an Impact Partner...

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